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3 Person Golf Betting Games: How to Play Nines and Split Sixes

Good 3 person golf betting games solve a simple problem: a threesome cannot split into two even teams. The answer is a points game where every player scores on every hole. This page explains Nines and Split Sixes in detail, with tie rules and a worked example, and shows which other games suit three players.

By the RSM 1804 editors Updated 6 min read

Three golf bags standing together on a tee box, morning light (AI-generated image)AI image
AI-generated image

Three is an awkward number for golf games. Most classic formats are built for singles or for two against two, and a threesome is left either sitting one player out or forcing a lopsided match. The games on this page are built for three from the start.

Why a threesome needs its own games

With three players, a simple match gives you one winner and two players who lost, and once someone gets well ahead the round goes quiet. Points games fix this. A fixed number of points is shared on every hole, so second place still earns something and nobody is ever out of it.

The two classics are Nines and Split Sixes. They work the same way: rank the three scores on each hole and hand out points. The only real difference is the number of points in play.

Both games also keep the pace up. Nobody waits for a partner’s decision or a team calculation; you play your ball, compare three numbers on the green and walk to the next tee. That makes them a good fit for a quick afternoon nine as well as a full round.

Nines (5-3-1): rules and tie splits

Nines shares nine points on every hole. The rules fit on the back of a scorecard.

  1. Each player plays their own ball and holes out.
  2. Rank the three scores on the hole, after handicap strokes if used.
  3. Award the points using the table below.
  4. Keep a running total. After 18 holes, settle the difference between each pair of players at the agreed value per point.
Result on the holePoints
Three different scores5, 3, 1
Two tie for second5, 2, 2
Two tie for low4, 4, 1
All three tie3, 3, 3

Because the high score still gets a point, Nines is the gentler of the two games. Margins stay small and a bad hole rarely costs much.

Split Sixes: rules and tie splits

Split Sixes uses the same idea with six points per hole. It also goes by English, Cricket or Win, Place and Show in some groups.

  1. Each player plays their own ball and holes out.
  2. Rank the three scores on the hole.
  3. Award the points using the table below.
  4. Settle the difference between players at the end of the round.
Result on the holePoints
Three different scores4, 2, 0
Two tie for low3, 3, 0
Two tie for high4, 1, 1
All three tie2, 2, 2

Some groups add a house rule that gives all six points to a player who wins a hole by two strokes or more. That makes the game much swingier, so keep it out until the group knows how the points add up.

A worked example: Nines over four holes

Nia, Omar and Pat play Nines off level handicaps.

HoleNiaOmarPatPoints (N, O, P)Running total
14565, 3, 15, 3, 1
23445, 2, 210, 5, 3
35564, 4, 114, 9, 4
44443, 3, 317, 12, 7

Scored as Split Sixes, the same four holes would read Nia 4+4+3+2 = 13, Omar 2+1+3+2 = 8, Pat 0+1+0+2 = 3. Same order, slightly wider gaps.

Three golf balls in a row on a green, one closer to the hole (AI-generated image)AI image
AI-generated image

Settling up after the round

Points games are settled between each pair of players, not against a single pot. Take the totals from the example above after four holes of Nines: Nia 17, Omar 12, Pat 7.

PairDifferenceWho collects
Nia and Omar5 pointsNia
Nia and Pat10 pointsNia
Omar and Pat5 pointsOmar

At a value of a few cents per point, Nia collects from both players, Omar collects from Pat, and Pat pays both. The sums stay small even over 18 holes, which is part of why these games feel friendly.

A simpler alternative is a fixed prize: the player with the most points chooses the post-round drinks, or the player with the fewest pays for them. Either way, agree it on the first tee.

Handicaps in three-player games

Points games use handicaps the same way as stroke play. Each player receives strokes on the hardest holes on the card, and net scores decide the ranking on each hole. A common approach is to give strokes from the lowest handicap in the group, so the best player plays off zero and the others receive the difference.

Nines and Split Sixes are forgiving about handicaps. Since a bad hole only costs a point or two, a slightly generous allowance rarely spoils the game.

Other games that work with three

Several games from the main list also suit a threesome well:

  • Wolf for three: the Wolf picks one partner after the tee shots, or plays alone against both. Many groups give the Lone Wolf extra points.
  • Skins: every player for themselves. With three, ties are less common, so skins are won more often.
  • Bingo Bango Bongo: three points per hole for position, which suits a threesome of mixed ability.
  • One against two: one player plays the better ball of the other two, and the lone player rotates every six holes.

Formats built for four, such as Vegas, need an even number of players and do not convert well.

Etiquette and keeping it light

Points games ask every player to hole out, so the group should agree on gimmes and a maximum score per hole before the round. Keep the scorecard in one hand and call the points on the next tee, not on the green.

Keep the value of a point small. Over 18 holes of Split Sixes, the gap between first and last can reach 30 or 40 points. A few cents a point, or the lunch bill after the round, keeps the game friendly.

Which game to try next

A threesome that enjoys Nines often moves on to Wolf for three, which adds a partner decision on every hole. When a fourth player joins, the Nassau or Vegas are the natural team games. Every format is compared by group size and pace on the golf betting games page.

Before you go

Questions, answered.

What are the best 3 person golf betting games?

Nines and Split Sixes are the classic choices, because they share a fixed number of points among three players on every hole. Wolf works well with three, as one player against two or two against one. Skins and Bingo Bango Bongo also suit a threesome, since both are played as every player for themselves.

How do you score Nines with 3 players?

Nine points are shared on each hole. The outright low score gets 5, the middle score 3 and the high score 1. If two players tie for second, the split is 5, 2 and 2. If two tie for low, it is 4, 4 and 1. If all three tie, each gets 3. Most points after 18 wins.

How does Split Sixes work for 3 golfers?

Six points are shared on each hole. Three different scores give 4, 2 and 0. Two players tied for low get 3 each and the high score gets 0. Two tied for high get 1 each while the low score gets 4. If all three tie, each player gets 2.

What is the difference between Nines and Split Sixes?

They work the same way but with different totals. Nines gives 9 points per hole and never leaves anyone with zero, so the margins stay smaller. Split Sixes gives 6 points and the high score usually gets nothing, which makes each hole matter a little more. Groups often settle the difference between players at a fixed value per point.

Can a threesome play a team game?

Yes, with a rotating partner. In Wolf for three, the Wolf picks one partner after the tee shots or plays alone against the other two. Some groups also play one player against the better ball of the other two, rotating every six holes so each player has a turn alone.